Dale & Eke is taking the COVID-19 outbreak very seriously.  So, for the purpose of maintaining social distancing under CDC guidelines and to promote the health and safety of our clients, visitors and staff and reduce the spread of COVID-19, our physical office will be closed until further notice.

For the time being we are limiting all in-office meetings to those clients and potential clients who are not feeling ill or who have not shown signs of illness.  However, we are recommending that, unless you make other arrangements with your attorney, all client and potential client meetings occur via telephone or video conferencing.  If you have any paperwork for us that you need to drop off, please use the mail slot outside of the front door to our office.

We can still be reached at our office telephone number (317-844-7400). Your call will be answered by our office phone system and you may leave a voicemail in the general mailbox or with a specific attorney. All voicemails left in the general mailbox will be routed to the requested attorney or staff.

You may also email the firm through its website at  www.daleeke.com.

We will continue to monitor this evolving situation and adjust procedures as necessary.  Your health and safety, and the health and safety of our attorneys and staff, is our highest priority.  We thank you for your patience and understanding during these uncertain and unprecedented times.

A Professional Corporation of Attorneys at Law

Special needs trusts offer financial help to disabled adults

As the parent of a disabled child, you likely have some trepidation about your son’s or daughter’s future. After you die, you may worry your child will lack the funds necessary to have a decent life. This may be true even if your loved one is eligible for needs-based government assistance.

Needs-based programs, like Supplemental Security Income or Medicaid, require recipients to have limited access to income and other assets. A special needs trust, though, does not transfer asset ownership to your disabled child. Accordingly, your son or daughter may access trust funds without jeopardizing his or her eligibility for government assistance.

Naming a trustee

When you form a special needs trust, you name a trustee to oversee it. This individual has a fiduciary obligation to protect your disabled child’s interests. Therefore, your special needs trustee may collaborate with medical professionals, social workers and others to be certain your son or daughter has what he or she needs to thrive.

Making trust disbursements

Even though needs-based programs typically do not provide much financial assistance, they do cover everyday expenses. Consequently, disbursements from the trust may not go to pay for these same costs. Instead, they must fund supplemental expenses, such as the following:

  • Out-of-pocket medical care
  • Special medical devices
  • Recreational expenses
  • Rehabilitation and therapy
  • Other trustee-approved expenses

Achieving peace of mind and finding joy

Eventually, you are likely to become incapable of caring for your disabled adult child. You may achieve peace of mind knowing that your son or daughter has access to government funds. Creating a special needs trust may also give you some joy, knowing your child has access to funds that enhance his or her quality of life.