Dale & Eke is taking the COVID-19 outbreak very seriously.  So, for the purpose of maintaining social distancing under CDC guidelines and to promote the health and safety of our clients, visitors and staff and reduce the spread of COVID-19, our physical office will be closed until further notice.

For the time being we are limiting all in-office meetings to those clients and potential clients who are not feeling ill or who have not shown signs of illness.  However, we are recommending that, unless you make other arrangements with your attorney, all client and potential client meetings occur via telephone or video conferencing.  If you have any paperwork for us that you need to drop off, please use the mail slot outside of the front door to our office.

We can still be reached at our office telephone number (317-844-7400). Your call will be answered by our office phone system and you may leave a voicemail in the general mailbox or with a specific attorney. All voicemails left in the general mailbox will be routed to the requested attorney or staff.

You may also email the firm through its website at  www.daleeke.com.

We will continue to monitor this evolving situation and adjust procedures as necessary.  Your health and safety, and the health and safety of our attorneys and staff, is our highest priority.  We thank you for your patience and understanding during these uncertain and unprecedented times.

Brand
A Professional Corporation of Attorneys at Law

How to have a smooth real estate closing

On Behalf of | Jul 28, 2021 | Real Estate

With closing day approaching, you are probably excited to be a new homeowner. Although closing day may seem like just an event in which you sign a lot of documents (which you will do), there are some other components about closing day that can delay, or even derail, the closing.

Knowing what to expect, and preparing in advance, can prevent surprises and help the process go smoothly.

Ensure the house is ready

According to Realtor.com, if the home inspection revealed issues that needed repair or replacement, you want to ensure these are complete. The day before closing, perform a final walk-through of the house. Make sure everything is up to your standards and that the previous owners have moved out.

Clear the title

To prevent anyone else from claiming the house is theirs in the future, hire a title company to perform a title search of the property. This will identify any liens or other issues with the title.

Review the loan documents

You can request the closing disclosure, also called the HUD-1 settlement statement, up to three days before closing. Take the time to review this document and make sure the mortgage details, such as interest rate and loan term, are correct.

Prepare for the final day

According to the Consumer Financial Protection Bureau, there are a number of things you should bring to closing day. Bring an ID, a wire transfer or cashier’s check for the closing costs, a checkbook for last-minute fees, the closing disclosure and anyone who will be co-signing the loan. At the closing, do not be afraid to ask questions if you are unsure of anything. Take as much time as you need to read over paperwork and sign the important documents.